When you pay with Apple Pay, your actual card number isn’t shared with merchants. Instead, Apple uses a unique virtual number (called a Device Account Number) for each transaction, so the last four digits shown on your physical card will differ from those used for the payment.
To find the correct number for a refund:
When you pay using Google Pay, your physical card number is not shared with merchants. Instead, Google Pay generates a unique virtual account number for each transaction, so the last four digits shown on your physical card will differ from those used in the payment.
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